LoanOrbit respects user privacy and is committed to handling personal information responsibly and transparently. This Privacy Policy explains how information may be collected, used, protected, and retained when users access or use the LoanOrbit mobile application.
LoanOrbit is a digital application designed to provide users with access to line of credit related services through a mobile experience.
Through the application, users may create an account, submit required details, review available services, monitor account status, and manage approved credit access where applicable.
Where eligibility requirements are satisfied and approval is granted by the relevant lending institution, users may receive a reusable credit limit that can be utilized subject to applicable terms and conditions.
Information is processed only for legitimate operational purposes connected with providing and maintaining services within LoanOrbit.
Such purposes may include:
Information is not intentionally used for purposes unrelated to service delivery.
During registration, onboarding, or account servicing activities, users may choose or be required to submit certain information.
Examples may include:
Additional information may be requested only where relevant to the selected service.
Where permitted by applicable law and authorized by the user, certain information relevant to financial activity may be considered to assist lending institutions in making credit-related decisions.
Where required, information may also be validated through authorized verification sources or legally recognized financial databases.
LoanOrbit requests device permissions only when needed to support a user-initiated feature.
Camera access may be requested to support document capture, onboarding procedures, or identity-related verification steps.
Approximate location information may be used to determine regional service availability and support account security measures.
Where consent is provided, limited financial SMS indicators may be processed to assist verification workflows and support service administration.
LoanOrbit does not access personal conversations and does not process unrelated message content.
Certain technical information may be generated automatically during use of the application.
Examples include:
This information supports performance monitoring, reliability, and security management.
LoanOrbit may engage specialized service providers to support infrastructure, verification, analytics, customer operations, and other platform functions.
These parties receive only the information necessary to perform approved services and remain subject to confidentiality and data handling obligations.
Information shared for operational purposes is not intended for independent advertising activities.
Information may be disclosed only where appropriate and permitted under applicable requirements.
Disclosure scenarios may include:
LoanOrbit does not sell personal information.
Measures are maintained to reduce the risk of unauthorized access, misuse, alteration, disclosure, or loss of information.
Protection controls may include secure transmission methods, controlled access mechanisms, monitoring practices, and internal governance procedures.
No transmission or storage environment can guarantee absolute security.
Information is retained for periods reasonably necessary to:
After retention requirements are satisfied, information may be deleted, anonymized, or otherwise managed in accordance with internal procedures.
Subject to applicable laws, users may request access to available personal information, request updates, or seek deletion of eligible records.
Requests may be submitted using official support channels.
Some information may continue to be retained where legal obligations require continued storage.
LoanOrbit
Email: support@cloudepower.com
Website: https://www.cloudepower.com
Address: Ghaziabad, Uttar Pradesh, India
Continued access to or use of LoanOrbit indicates acknowledgment of this Privacy Policy.